Great idea presented here, but the story lacks the details. How did the loan program get started? Why L.A as opposed to other cities? What are these loans contingent on?

Wohoo! It's about time they took the caffeinated alcoholic beverages issue seriously. I hate that stuff.
I liked how the article linked it to increased risk-taking and general bad behavior, but more important to me are the negative health effects that these drinks cause. I would have liked to seen more on that.